Professional liability insurance protects the work you do.

At Patriot Insurance Company, we know you’re only human and it’s possible to make mistakes when providing advice or services. That’s when our professional liability insurance steps in to help. If losses occur due to faulty workmanship, material, design, or product, professional liability coverage can keep you and your business going.

Who needs professional liability insurance?

• Contractors: Let’s say you’ve done the wiring for a newly built home. And then, after the family moves in, the house burns down because of a defective wire. The general liability portion of your commercial insurance policy would provide coverage for the damage to the home, but it wouldn’t cover the cost of rewiring it. Could your company spare the charges? A professional liability policy would cover the extra costs, so you wouldn’t have to.
• Manufacturers: If you’re a molded plastics manufacturer, your company may create containers and lids that store food products. But if the lids don’t seal properly, your customers’ products could be contaminated. The general liability portion of your policy will cover the product, but not the cost of manufacturing replacement lids. However, a professional liability policy would.

Want more information about professional liability coverage? Talk to a local, independent agent today.

The examples contained on this website are merely intended to be illustrations of the type of coverage that may be available to your company. The limits and scope of coverage vary from policy to policy. Therefore, many of the examples contained on this site may not be applicable to your specific policy. If you have any questions regarding your coverage, please consult your independent agent.