Protect your dream-in-progress with new home construction insurance.
We’ll keep your investment safe.
Building the home of your dreams can be an exciting but stressful process. While you’re busy picking out finishes and paint colors, let us worry about protecting your investment during the construction process.
If you’ve hired a general contractor to build your home, he or she likely has their own insurance called a builders risk policy. But it’s important to understand the limitations of their policy and what responsibility you have as the property owner for insuring the project.
Since new homes under construction are still vulnerable to the elements and theft, it’s important to have protection on your project starting day one of the building process and to keep protection until the project is complete.
Our new home construction insurance policies provide protection for:
- Property: Coverage includes theft or damage to the structure itself, including the foundation, framework, roofing, and all materials that make up your home.
- Materials and supplies: Construction materials and supplies that are on-site, waiting to be used in your project, are covered in the event of theft, damage, or loss up to the limits on your policy.
- Liability: This safeguards you against third-party injury or property damage claims that might arise during the construction process.
Once your project is complete, we’ll help you transition your policy to one of our homeowners products – Value Package Plus or Ultra Home Guardian.
Our new home construction insurance is available in Maine, New Hampshire, and Vermont. Coverage is available in Michigan and Ohio through our parent company, Frankenmuth Insurance. Talk to one of our local, independent agents today.