Custom-built commercial insurance for contractors.

Construction work has its own unique risks, so choose a company that understands those risks. At Patriot Insurance Company, we know the challenges you face and have built special coverages designed with contractors in mind. Our business insurance for contractors includes standard and custom-built policies with enhanced coverages for property and liability.

Explore our Contractors Property Premier and Contractors Liability Premier offerings.

Contractors Property Premier

To help you choose the right property coverage to align with your contracting needs, Contractors Property Premier features two levels: Premier 50 and Premier 150. Both options include more than 70 important inland marine, property, business income, and crime coverages, while allowing you to customize limits based on individual business needs.

Contractors Liability Premier

Offers exceptionally broad and competitive coverages to ensure we have the coverage contractors, like you, value most.

Our commercial insurance for contractors covers:

• The physical structure of your building
• The items inside of your building (inventory, machinery, equipment, office materials)
• Equipment and materials at your job sites
• Any bodily injury caused by your employees, products, or services
• Defense if the event you are sued 

Your policy can be customized by adding other coverages you may need:

• Commercial auto
• Commercial umbrella
• Cyber and information protection
• Employment practices liability (EPLI)
• Equipment breakdown coverage
• Professional liability (Errors and Omissions) for contractors
• Surety bonds
• Workers compensation

To start building your commercial insurance policy, talk to one of our local, independent agents today.